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Combining Investments, Industry News and a Swiss Perspective

Resources and Insights

Financial Market Basics Thumbnail

Financial Market Basics

This article is designed to help you understand the basics of investing by breaking down the four types of financial markets. It will allow you to learn about the basics and start your journey to increasing your financial competency. Expanding your knowledge of the various markets where investors can build investment portfolios is vital.

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Webinar: Building an Inflation-Resistant Portfolio Thumbnail

Webinar: Building an Inflation-Resistant Portfolio

In this webinar, you will learn how to utilize the Swiss economy, financial services, and registered investment advisors to bring stability to your existing or new investment portfolio. The presentation will cover the reasons for today's inflationary environment, how and why the Swiss economy differs from the United States, and how Americans can access the Swiss markets. In addition, it will be a chance to learn more about Switzerland's economic facts and figures and the relevant details that pertain to holding an offshore account in its jurisdiction.

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Cryptocurrency & Bitcoin Basics Thumbnail

Cryptocurrency & Bitcoin Basics

This article explains basic information about cryptocurrencies, including what they are and how to use them. It is a look at the basics and can act as a diving-in point to learn more. The world is changing fast, and understanding the things that are emerging is key to being able to adapt to the changing world.

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The Benefits of Swiss Asset Management for Americans  Thumbnail

The Benefits of Swiss Asset Management for Americans

By the end of this blog, you will know in greater detail the challenges and benefits of establishing a Swiss bank account with an asset manager. Transparency is key when establishing a business relationship, because of this, it is our intention to paint a realistic picture for North Americans of the setup, process, and present and future benefits there are of having an offshore bank account with a Swiss asset manager.

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Interview with WHVP's Head of Legal and Compliance, Dr. iur. Daniel Koller  Thumbnail

Interview with WHVP's Head of Legal and Compliance, Dr. iur. Daniel Koller

The world of Swiss asset management can seem like a foreign topic. Using Swiss financial services can even carry a negative stigma despite being legal and transparent. So we thought it was high time to sit down with the head of our Legal and Compliance, Daniel Koller, to share his legal perspective on Swiss registered investment advisors. Daniel has been with WHVP for 7 years but has a long working history of serving American clients with Swiss-based financial solutions. Our executive assistant, Jess Roberson, sat down with Daniel to talk about Swiss asset management for Americans from a legal perspective.

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The Swiss View: What’s up? Interest Rates are. Thumbnail

The Swiss View: What’s up? Interest Rates are.

Managing the markets has not been easy in the last two and a half years. Who would have thought that after a global lockdown markets would immediately start a new rally bringing them to all time highs? It was clear to us that this rally could not be sustainable. When the markets started to tumble this year, many financial advisors started shouting that now is the time to “buy the dip”. If you had followed their strategy, it would not have ended well so far.

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Bear Markets and the Threat of Recession: What You Need to Know Thumbnail

Bear Markets and the Threat of Recession: What You Need to Know

Brush up on your investment terms and what this means for our economy, your investments and the possibility of a recession. A bear market refers to a period of time in which stock prices decline and the overall market outlook is pessimistic. Beyond the daily fluctuations of the market, a bear market is typically marked by a 20 percent or more fall in the market index over at least a two-month period. Bear markets throughout history have varied greatly in severity and length of time. For example, two of the longest bear markets experienced in America include the Stock Market Crash of 1929, which lasted 34 months, and the more recent 2007 financial crisis, in which the bear market lasted over 27 months.

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Podcast: What We Love About Americans Thumbnail

Podcast: What We Love About Americans

On this episode of the WHVP podcast, the WHVP team sits down to discuss everything we love about working with Americans. The podcast will cover a variety of subjects about what we appreciate about American Culture and the people who make up the country. We will also discuss the news of the Swiss Parliament rejecting the motion to revise the Swiss Bank Secrecy Act.

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 Working with an Offshore Registered Investment Advisor Thumbnail

Working with an Offshore Registered Investment Advisor

When selecting a financial advisor there are many options an individual can choose from, whether they be an asset management branch of a bank, a private investor, a family office, or an independent investment advisor both domestic or offshore. Since we are based offshore we have already written extensively on why one might choose an offshore jurisdiction for financial services (Switzerland: Safe Haven during Crisis) and also how to choose a financial advisor (How to choose an External Asset Manager for U.S. Citizens). Both of those topics are important and worth spending some time thinking about. However, today we want to delve into what the benefits are of working with an independent registered investment advisor versus being served by the asset management branch of a larger bank.

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The Swiss View: The Inconsistent Strength of the USD Thumbnail

The Swiss View: The Inconsistent Strength of the USD

This year, making the right investment decisions has been quite challenging. Markets are down double digits year-to-date. The game was therefore not about gaining the most but about losing less than everybody else. Investors are unsure about how to position their portfolios. While some say that this is the beginning of a bear market, others state that the current weakness in the markets is a buying opportunity. We believe that the current downward movement will not be reversed until there is a mutual effort to change something about the current situation. Accordingly, from our perspective counter-movements represent opportunities to get out at a better price instead of giving confidence that the markets go up further. However, there are always exceptions where it makes sense to stay invested or even take in new investments.

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Asset Allocation Thumbnail

Asset Allocation

This article will help your clients and prospects understand the basics of asset allocation, and how their portfolio balances risk and potential returns. Each asset class has its own set of risks and rewards, depending on your time horizon, risk tolerance, and financial goals. The asset allocation strategy you select will allow you and your financial advisor to create a framework that will be able to manage the level of risk your portfolio will hold based on the asset class. You and your financial advisor may make adjustments to your portfolio over the years as your needs change, however, having a selected strategy will help to keep the portfolio balanced and not stray from a healthy level of risk.

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Risk Management: Market, Interest Rate and Currency Risk Thumbnail

Risk Management: Market, Interest Rate and Currency Risk

Managing portfolio risk can be difficult for even the savviest of investors. Investors need to remember that markets can be turbulent and that preparing for potential declines is essential. There can be a strong temptation to pull out of markets when they become volatile. However, instead of acting on this temptation, it may be smarter to adjust your investment approach. By remaining flexible, you might be able to take advantage of opportunities while managing risks. These risk management basics can help.

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Risk Management: Understanding Diversification Thumbnail

Risk Management: Understanding Diversification

When you created your investment strategy, your asset allocation reflected your goals, time horizon and tolerance for risk. Over time, however, any of these three factors may have changed, and your portfolio may need adjustments to reflect your new investing priorities. Understanding diversification is the first step in building a strong portfolio. Are you ready to weather the storm?

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Do You Have These 5 Financial Investment Basics Down? Thumbnail

Do You Have These 5 Financial Investment Basics Down?

Test your own financial knowledge by reviewing these 5 must-know investment basics. Working with a trusted financial professional is important when it comes to strategizing and preparing to meet your financial goals. As most of us handle money on a daily basis, it’s important to have an in-depth understanding of the fundamentals of financial literacy, especially when it comes to investing. In our blog post we’ve identified five financial basics everyone should know. Understanding these important concepts can serve as a basis for your financial investment standings.

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Building A Wealth Worthy Portfolio Thumbnail

Building A Wealth Worthy Portfolio

You may be tempted to panic or sell when the stock market is down. However, with a wise strategy you may want to reconsider saying the course. Here's why. Billionaire and real estate magnate Warren Buffet told CNBC in 2016 that buying or selling in a rush may not be the best strategy. “If [worried investors are] trying to buy and sell stocks, and worry when they go down a little bit … and think they should maybe sell them when they go up, they're not going to have very good results." Such a panic move could unbalance your portfolio where you are either taking on more or less risk than you should.

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7 Reasons to Stop DIY Investing and Hire a Financial Advisor Thumbnail

7 Reasons to Stop DIY Investing and Hire a Financial Advisor

Are you frustrated with the level of growth you experience when you attempt to invest on your own? Do you feel left out when your friends or coworkers talk about how much money they are making in the market while the value of your portfolio barely budges? If the answer is yes, it is probably a good time for you to take the next step in your investing journey and ditch DIY investing by finally hiring a professional. A good financial advisor can bring your portfolio to a higher level.

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The Swiss View: How to handle inflation? Thumbnail

The Swiss View: How to handle inflation?

As we move through 2022, it becomes very clear that the heightened inflation numbers are not a trifle but are something that should be followed closely. Why is that? While central banks were chasing inflation during the last three decades, now as inflation finally arrived, it seems they did not see it coming. Let's take a look at the kinds of inflations we see out there and how to wade through them.

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Four Questions to Ask Yourself When Considering if it is Time to Hire an Investment Advisor Thumbnail

Four Questions to Ask Yourself When Considering if it is Time to Hire an Investment Advisor

While an investment advisor can be helpful in any situation, hiring one is typically more important when you are nearing retirement or have complex issues and questions to sort out. From your needs and objectives to your risk tolerance and timeframe, there are a variety of factors your investment advisor will consider when designing your customized investment strategy. However, before you hire an investment advisor to help you grow your assets, it’s important to ask yourself these four key questions first.

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Four Emotions To Be Aware of During Times of Market Volatility Thumbnail

Four Emotions To Be Aware of During Times of Market Volatility

Whether facing a devastating event or an exciting advancement, people frequently make money decisions as a response. At any given point, the market can go up, down or it can remain the same. While many aspects of the virus or even the economy are out of our control, one thing we can control right now is how we handle our financial strategy. In the past, the market has recovered in response to epidemics with an average of 17.17 percent over time. While no two situations are alike, remembering the likelihood of recovery over time - and the market’s nearly inevitable up-and-down movement - can provide a more logical angle to calm the nerves.

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Understanding the "Money Illusion" Thumbnail

Understanding the "Money Illusion"

The “money illusion” refers to how we view our buying power today versus in the future. Are you falling victim to this potentially dangerous ideology? The “money illusion” refers to how we view our buying power today versus in the future. Are you falling victim to this potentially dangerous ideology? It’s no surprise that a dollar today isn’t worth the same as a dollar was 20 years ago. This is the result of inflation. Inflation plays a major role in financial planning, whether you are conscious of it or not.

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