For decades, the U.S. dollar has been the cornerstone of global finance. It has served as the world’s primary reserve currency, trusted for its perceived stability and strength. However, beneath that surface, the dollar has steadily lost value over time—a trend that’s quietly eroding the purchasing power of Americans’ hard-earned wealth.

Today, that trend is not only continuing—it’s accelerating. Recent developments out of Washington signal a fundamental shift in U.S. economic policy, one that could shake the very foundation of the dollar’s status and expose U.S.-based wealth to unprecedented risks.

The Mar-a-Lago Accord: A Coordinated Move to Weaken the Dollar

The latest catalyst? The proposed “Mar-a-Lago Accord,” a controversial economic strategy introduced by U.S. President Trump’s chief economic advisor, Stephen Miran. At its core, the plan aims to deliberately weaken the U.S. dollar, with the goal of boosting domestic manufacturing and reducing America’s trade deficit.

This is no ordinary policy tweak. Among its more striking proposals:

• Imposing usage fees on foreign holders of U.S. Treasuries. This move directly targets countries and institutions that hold massive reserves in U.S. dollars.
• Negotiating a global, coordinated devaluation of the dollar in collaboration with key trade partners.

The intent is clear: Make U.S. exports cheaper, reduce foreign competition, and drive a domestic economic boom.

However, for global investors, central banks, and individuals with significant dollar-denominated assets, the message is equally clear: The value of the dollar is no longer a priority.

USD Devaluation: A Long-Term Trend, Now Accelerating

It’s important to recognize that this isn’t entirely new. The dollar has already been on a steady path of devaluation over decades, fueled by rising national debt, expansive monetary policy, and persistent inflationary pressures.

What’s changed is the explicit nature of current policies. The U.S. government is now openly signaling that weakening the dollar is part of the strategy. For Americans holding all their wealth domestically, this creates heightened vulnerability—not only to inflation but also to sweeping, top-down policy shifts beyond their control.

Why Currency Diversification Matters Now More Than Ever

At WHVP, we’ve always advocated for international diversification, particularly when it comes to currencies. Holding all your assets in U.S. dollars exposes you to concentrated risk. And as recent events show, political decisions and economic policies can dramatically impact your financial stability overnight.

By holding part of your wealth in Swiss francs, euros, and other stable foreign currencies through offshore banking, you gain:

• Protection against dollar devaluation and inflationary pressures.
• Access to investment opportunities outside the U.S., allowing you to tap into global markets.
• Greater privacy, legal protection, and financial stability thanks to the regulatory strength of Swiss private banks.
• Flexibility and independence from the policy risks and market volatility tied to a single nation.

Switzerland, with its tradition of neutrality, political stability, and strong currency, continues to serve as a safe haven amid global uncertainty.

The WHVP Advantage

For over 30 years, WHVP has specialized in helping American clients safeguard their wealth through tailored offshore banking solutions in Switzerland. As a family-owned firm, we understand how hard you’ve worked to build your assets—and our mission is to help you protect them.

With the U.S. government now actively working to weaken the dollar, relying solely on domestic financial institutions is no longer enough. It’s time to diversify internationally, safeguard your purchasing power, and reduce your exposure to unpredictable policy shifts.

If you’d like to learn how we can help you build a more resilient, diversified portfolio, start by scheduling a free consultation with us today.

Your wealth deserves more than a single-currency future. Let’s create a truly global strategy together.