The due diligence required to find the right registered investment advisor (RIA) to partner with can be daunting. People often think seeking the best possible return is the only thing they must consider. While understanding how an RIA handles its investments is important, it is only a piece of what needs to be researched on a company. You must understand and know the RIA fully and that a relationship of mutual trust can be built over time. For this reason, we have put together this guide for investors to use in vetting potential RIAs as their partners for the future of their wealth.

On this podcast episode, the WHVP team sits down with Jacqueline Ruedin Rüsch of Privilege Ventures to discuss Switzerland's venture capital investment industry. In addition, the podcast will cover how private equity and venture capital investing differ, the start-up scene in Switzerland vs. the U.S., and the Swiss culture of innovation. We hope you enjoy it!

WHVP's CEO Jamie Vrijhof-Droese sits down with renowned Asset Protection Attorney Blake Harris to discuss what Americans need to know about Swiss Banks and how they can access them through a Swiss independent asset manager. The interview is one that can help Americans start their due diligence in wading into the water of international diversification and capital preservation.

Diversification is a topic that often comes up when investing. However, for Americans attaining true portfolio diversification can take time and effort. However, some good options are available to Americans when looking to invest outside of the U.S. investment market, dollar, and economy. This blog will cover the challenges Americans face in building a truly diversified portfolio and what they can do to overcome them.

January is the time to look ahead to the year. Sadly, way too much depends on the Federal Reserve and world central banks. Michael Howell writes: “It has been a bleak year for many investors. Global investors have lost $23tn of wealth…so far in 2022. …. That is equivalent to 22 percent of global gross domestic product” When bureaucrats create money out of thin air, they create a mess. Alasdair Macleod tells us: “Monetary policymakers face an acute dilemma: do they prioritize inflation of prices by raising interest rates, or do they lean towards yet more monetary stimulation to ensure that financial markets stabilize, their economies do not suffer a recession, and government finances are not driven into crisis? …. The inconvenient truth is that policies of monetary stimulation invariably end with the impoverishment of everyone.”

Thinking about moving investments offshore is a big decision. It takes time and effort to conduct the due diligence needed to find the right partner and set up an offshore investment account. However, the strategic move can offer many positive qualities to an investment portfolio. So, is it worth making a move for the opportunities, risk mitigation, time, and effort to gain the benefits of capital preservation, risk mitigation, asset protection, and true diversification?

An impending recession, markets are continuing to fall, and the steady stream of news that companies are making job cuts. The news continues to look bleak, and with the recent stream of news, the economy and markets continue in the cycle of squeezing those participating in them. But there is hope for people looking to learn about what the job cuts can mean for the economy, investment market, and their portfolio, and steps they can take in protecting their wealth.

Earlier this month the FED held its latest press meeting where another interest rate hike of 0.75% was announced. This was the fourth consecutive rate hike. During the press conference, a reporter asked about the expected positive reaction from the stock market to the announcement (it turned out after the conference the stock market has not reacted positively to the rate hike news at all) and Powell replied: “…We have a ways to go. And the last thing I'll say is that I would want people to understand our commitment to getting this done. And to not making the mistake of not doing enough or the mistake of withdrawing our strong policy and doing that too soon….”. This statement led most market participants to conclude that the FED is going to continue tightening for quite some more time. Consequently, while we do already asses the current situation as a technical recession, we do expect that in 2023 a formal U.S. recession will be announced and generally accepted.

It is crucial for our clients to understand U.S. reporting and tax requirements in regard to an offshore bank account. While having a bank account overseas is absolutely legal, it is important to set the structure up in a compliant way and to report it properly. Our blog will cover the reporting requirements that apply to Americans with investment accounts held in offshore accounts.

With a recession looming over the U.S. economy and high market volatility, investors can be left scratching their heads on how to proceed with their investment activities. Moreover, once the recession does hit the U.S., more fear could seize the markets. Therefore, it is crucial to understand what can be done when planning to invest during a recession. The blog post will cover how U.S. Investors can act in times of economic turmoil and find the right partners to help them find the right opportunities and manage their emotions.

Since the S&P 500 represents a large portion of the value of the U.S. equity market, it may be worth understanding for Americans with offshore investments. The index's performance gives a good representation of the state of the U.S. market, but it does not fully represent it. Further, it does not represent the other markets around the world. Therefore, we will also endeavor with this blog to describe how Americans can utilize Swiss investment advisors to diversify out of the U.S. market.

Taking the time to put down your financial and investment goals may seem easy, but it is vital to have a guild to start this process. Doing your due diligence will allow you to ensure you begin the road to achieving your goals in the right direction. So let's get back to the basics of financial and investment goals and, more importantly, an investment strategy to set yourself up for success.

This article is designed to help you understand the basics of investing by breaking down the four types of financial markets. It will allow you to learn about the basics and start your journey to increasing your financial competency. Expanding your knowledge of the various markets where investors can build investment portfolios is vital.

In this webinar, you will learn how to utilize the Swiss economy, financial services, and registered investment advisors to bring stability to your existing or new investment portfolio. The presentation will cover the reasons for today's inflationary environment, how and why the Swiss economy differs from the United States, and how Americans can access the Swiss markets. In addition, it will be a chance to learn more about Switzerland's economic facts and figures and the relevant details that pertain to holding an offshore account in its jurisdiction.

This article explains basic information about cryptocurrencies, including what they are and how to use them. It is a look at the basics and can act as a diving-in point to learn more. The world is changing fast, and understanding the things that are emerging is key to being able to adapt to the changing world.

By the end of this blog, you will know in greater detail the challenges and benefits of establishing a Swiss bank account with an asset manager. Transparency is key when establishing a business relationship, because of this, it is our intention to paint a realistic picture for North Americans of the setup, process, and present and future benefits there are of having an offshore bank account with a Swiss asset manager.

The world of Swiss asset management can seem like a foreign topic. Using Swiss financial services can even carry a negative stigma despite being legal and transparent. So we thought it was high time to sit down with the head of our Legal and Compliance, Daniel Koller, to share his legal perspective on Swiss registered investment advisors. Daniel has been with WHVP for 7 years but has a long working history of serving American clients with Swiss-based financial solutions. Our executive assistant, Jess Roberson, sat down with Daniel to talk about Swiss asset management for Americans from a legal perspective.

Managing the markets has not been easy in the last two and a half years. Who would have thought that after a global lockdown markets would immediately start a new rally bringing them to all time highs? It was clear to us that this rally could not be sustainable. When the markets started to tumble this year, many financial advisors started shouting that now is the time to “buy the dip”. If you had followed their strategy, it would not have ended well so far.

Brush up on your investment terms and what this means for our economy, your investments and the possibility of a recession. A bear market refers to a period of time in which stock prices decline and the overall market outlook is pessimistic. Beyond the daily fluctuations of the market, a bear market is typically marked by a 20 percent or more fall in the market index over at least a two-month period. Bear markets throughout history have varied greatly in severity and length of time. For example, two of the longest bear markets experienced in America include the Stock Market Crash of 1929, which lasted 34 months, and the more recent 2007 financial crisis, in which the bear market lasted over 27 months.

On this episode of the WHVP podcast, the WHVP team sits down to discuss everything we love about working with Americans. The podcast will cover a variety of subjects about what we appreciate about American Culture and the people who make up the country. We will also discuss the news of the Swiss Parliament rejecting the motion to revise the Swiss Bank Secrecy Act.