Passive income allows for an accumulation of wealth without a person’s direct involvement once the initial investment has been funded. Think stocks, bonds, etc. Each build wealth using various tools from interest payments, dividends, or shares.
Does the latest news story have you concerned over stock market volatility? One of the greatest dangers to your wealth may not be the market’s dips and dives, but before you make any drastic financial moves, we've outlined some important things to consider first.
Both SRI and ESG investing are strategies that allow an investor’s portfolio to reflect their personal values. These types of investing have been gaining traction, and they can be helpful lenses to look at companies' business models to evaluate long-term sustainability. Learn more about these strategies and how they differ.
You may be tempted to panic or sell when the stock market is down. However, with a wise strategy you may want to reconsider saying the course. Here's why.
After observing one high after another at the stock markets, the indices broadly turned red in September. How severe this correction will become is still unsure. Amongst others, the insecurity comes from mainland China, where the property behemoth Evergrande became incapable of making interest payments on their outstanding bonds. However, the tremendous amount of debt carried by Evergrande was nothing new. While the risk of the collapse of Evergrande is not comparable with the Lehman crisis back in 2008, according to different experts in this field, there are threats that, due to the current development, other countries will be affected by as well. Australia in particular is at risk of losing part of their commodity delivery, especially iron-ore, because of unrealized property projects.
Only 16.4 percent of U.S. high school students are required to take a personal finance course. It's up to you as a parent to teach your children financial basics. Here are 5 steps to get you started on the right foot.
NFTs are one of the latest buzzworthy investment trends - but what exactly are they? We've got your biggest questions answered.
Despite the worries about the Delta variant, it seems that, broadly, markets move independently. However, following the reporting period, many companies were able to present results that are even in line with the expectation at the beginning of 2020 before COVID-19. Accordingly, over 50% of all companies listed on the S&P 500 and the STOXX Europe 600 received a buy recommendation. However, not all industries are that lucky, talking in particular about travel and leisure. There, you will find companies that have changed into sideways movement with some tendency of a downward motion. They still trade considerably below their highs reached right before the pandemic measurements hit the economy. Accordingly, quite some potential remains should the borders open again, and tourism becomes broadly possible.
Market psychology can be tricky to navigate, but you can keep it from affecting you. These eight tips can help you to work around these financial market cycles.
The stock market cycles through periods of favoring value investments over growth investments and vice versa. Here's the key difference between the two, and what may be an ideal option for your portfolio.
With the 2020 Tokyo Olympics in full swing, here are a few lessons we can all learn from Team USA.
Preserving wealth for generations to come is no easy feat, but there are some assumptions that just aren't true.
Switzerland currently shows its qualities in many aspects. The International Monetary Fund praised Switzerland for how it traversed the economic implications of the current financial crisis. 2021 also showed a wonderful display of the underdogs conquering giants, as Switzerland was able to defeat the current world cup champions of France in soccer in the European championship. It is a very big deal for the Swiss, as they will move on to the quarterfinals, an accomplishment not realized in nearly a century by the small Alpine nation. However, despite these pleasant pieces of news, the globe is still facing a variety of challenges...
There is a degree of risk in any financial investment. How comfortable you are with this statement may give you a clue as to your risk tolerance. You can think of risk tolerance not only as how much you are willing to lose on your investments but rather how much uncertainty you can live with from day to day. Are you the type to sit and watching to stock ticker pass by all day? If so, does it fill you with dread or excitement? Or do you wish to have an asset manager do it with you? These are the kinds of questions you should be asking yourself. The answers will, in turn, help you pick out an investment portfolio that is right for you.
One of our Managing Partners, Jamie Vrijhof-Droese, was a guest on Angelina Carleton's podcast this week where she articulates why non-Swiss investors, such as Americans, bring a part of their wealth and portfolio to our company as well as her thoughts about gold and crypto-currencies. She also overcomes various myths around offshore investing. Jamie explains what a new client can expect when they open an account as well as what private banking means specifically in Switzerland. As the second generation to her family’s business, she shares a few success stories about the benefits of geographical diversification.
As mentioned above, we believe that European markets should be favored over US markets. While the MSCI US stands around 50% above its long-time average, the MSCI Europe is 15% above its long-time average. In our perspective, this development is not a short-term play but has the potential for a sustainable change. The biggest risks we see for the American market are the various expensive programs that might result in higher taxes for companies and maybe even wealthy Americans. Furthermore, the tech companies were the main contributor to the US markets in the last decade. The Biden administration however might bring on regulatory requirements that have the potential to lower the gains. Not only the US government has a problem with the market power of these companies but the European regulators too. On the other hand, due to the lower expectations in Europe, the possibility to surprise positively is higher than in America where the expectations are already very high.
International and global mutual funds offer investors access to markets outside of the United States. But what's the difference between these two funds and are there better options available? Read on to find out and learn about the advantages of each option.
We spoke to "Miller on the Money" on the role of central banks, the valuation of the US dollar and how diversification can reduce your portfolio risk. After the financial crisis, enormous amounts of money were magically created by central banks while interest rates hit historical lows. Since this strategy helped prevent the financial system from collapsing, the central banks continued on; particularly when reacting to the consequences of the coronavirus.
The Biden Administration has announced a $2.2 trillion infrastructure bill. Here's what you need to know about this newly proposed legislation, including whose future taxes may be impacted by it.
If recent events have ignited a passion for realigning your wealth with your values, socially responsible investing may be right for you.